Nobleza Capital Group | Insurance Agency Orange County CA | Life, Home, Auto & Commercial
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Your Family & Business, Fully Protected

Full-service insurance agency serving Orange County, Los Angeles, and all of Southern California. Life, health, annuities, home, auto, commercial — all under one roof with licensed agents who actually care.

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📍 Locally Based in Brea, Orange County · Serving OC · Los Angeles · Inland Empire · All of Southern California

Life · Health · Annuities

Build Wealth. Protect Your Future.

We help California families and business owners secure their financial future with products from the industry's most trusted carriers.

Term Life

Term Life Insurance

10, 20, and 30-year term policies. Lock in your rate today and protect your family through retirement. Starting under $30/month for most healthy adults.

Carriers: North American, NLG
IUL

Indexed Universal Life (IUL)

Build cash value tied to market indexes — with a floor so you never lose money in a bad year. A powerful wealth-building tool with a death benefit built in.

Carriers: NLG FlexLife, North American
Final Expense

Final Expense / Burial Insurance

Guaranteed issue policies with no medical exam required. Covers funeral costs, outstanding debts, and final bills so your family isn't left with the burden.

Simplified underwriting, fast approval
Annuity

Fixed Indexed Annuities (FIA)

Grow your retirement savings safely with index-linked gains and zero downside risk. Guaranteed income for life options available. Great for retirement planning.

Carriers: Athene Performance Elite 7
Health

Health Insurance

Individual, family, and group health coverage options. We help you navigate ACA plans, private PPO options, and health share plans to find the right fit for your budget.

PPO networks, ACA & non-ACA options
Key Person

Business Life Insurance

Key person insurance, buy-sell agreements, and executive bonus plans. Protect your business from the loss of a key employee or partner with strategic life coverage.

Custom illustrations available
Property & Casualty

Home, Auto, Business & More

We work with 20+ top-rated carriers so we can find the right coverage at the right price — no matter how complex your situation is.

⚠️ California Market Notice: Due to ongoing changes in the CA insurance market, some carriers restrict new business in high wildfire-risk areas. Cards marked ⚠️ are subject to availability by zip code. We'll confirm eligibility when you request a quote.
🏠 Homeowners
🚗 Auto
🏘️ Landlord & Rental
🏢 Commercial
⚡ Specialty
Bamboo Insurance
Homeowners (Admitted + E&S)
  • HO3 & Dwelling Fire
  • Non-admitted E&S for wildfire-zone homes
  • Built for the California hard market
Delos Insurance
HO3 / HO5 / DP3
  • California-focused carrier
  • HO3, HO5 open-perils, DP3 rentals
  • Designed for wildfire-exposed properties
American Modern
Home & Specialty
  • Standard homeowners & dwelling fire
  • Manufactured homes, seasonal, specialty
  • Non-standard property types welcome
Aegis Security
Homeowners & Renters
  • HO3, Renters, Condo (HO6)
  • Dwelling Fire
  • Budget-friendly options
Openly
Premium HO5
  • HO5 — broadest coverage, open perils
  • Primary & secondary homes
  • Homes rented to others
⚠️ Subject to availability by zip code
Travelers
Home & Auto Bundle
  • Homeowners bundled with auto
  • Monoline options available
  • One of America's most recognized carriers
⚠️ Subject to availability by zip code
Safeco (Liberty Mutual)
Home, Condo & More
  • HO3, HO6 Condo, Renters
  • Landlord Protection
  • Earthquake (CEA)
⚠️ Subject to availability by zip code
Stillwater
Full Personal Suite
  • HO3, HO6, DP1–DP3
  • Earthquake & DIC
  • Personal Umbrella
⚠️ Subject to availability by zip code
Assurant
Homeowners & Dwelling Fire
  • Standard homeowners
  • Dwelling fire policies
  • Lender-placed options
⚠️ Subject to availability by zip code
Travelers
Personal Auto
  • Standard personal auto
  • Bundle with home for savings
  • Nationwide claims support
Safeco (Liberty Mutual)
Auto & Specialty Vehicles
  • Personal auto
  • Motorcycles, RVs, Travel Trailers
  • Classic Cars & Off-Road Vehicles
Stillwater
Personal Auto
  • Competitive personal auto rates
  • Bundle with home
  • Flexible payment options
Aspire General
Non-Standard Auto
  • High-risk & prior violations
  • SR-22 filings
  • New & young drivers
REInsurePro
Investment Property Specialist
  • 1–20 units: rentals, vacant, renovation & new construction
  • Insures Trusts, IRAs, LLCs & corporations
  • Portfolio coverage on one monthly schedule
  • Loss of Rents up to 12 months
  • AM Best A-rated carriers
Steadily
Rental Property
  • DP1 & DP3 policies
  • Tiny Homes & seasonal rentals
  • Fast digital quoting
Honeycomb
Multi-Family & HOAs
  • Condo Associations & HOAs
  • Multi-family apartment buildings
  • Single-family rentals
Pacific Coastal
HO3 & Tenant-Occupied
  • HO3 homeowners
  • Tenant-occupied dwellings
  • DIC (Difference in Conditions)
⚠️ Subject to availability by zip code
LightSpeed
HO3 & DP3
  • Standard HO3
  • DP3 for rentals
  • Quick-turnaround quoting
⚠️ Subject to availability by zip code
Safeco
Landlord Protection
  • Landlord Protection policies
  • Bundle with auto for savings
  • Watercraft add-on available
⚠️ Subject to availability by zip code
Berkshire Hathaway Guard
Full Commercial Suite
  • BOP, Workers Comp
  • Commercial Auto & Umbrella
  • Professional Liability
The Hartford
Commercial Lines
  • Business insurance packages
  • Wide range of business classes
  • Strong claims reputation
Next Insurance
Fast Digital Commercial
  • GL, Commercial Property, E&O
  • Commercial Auto
  • Instant certificates of insurance
Coterie Insurance
BOP, GL & Professional Liability
  • BOP & GL available in all 50 states
  • Misc. Professional Liability (MPL)
  • Home-based businesses welcome
  • Instant digital quotes & policy issuance
  • Businesses up to $10M revenue / 50 employees
Attune Insurance
BOP & Workers Comp
  • Business Owners Policies
  • Commercial Liability Excess
  • Workers Compensation
Baker Insurance & Bonds
Specialty Commercial
  • BOP, GL, Commercial Package
  • Professional Liability
  • Specialty & hard-to-place classes
Swyftt
E&S Surplus Lines
  • HO3 Excess & Surplus (non-admitted)
  • Flood Insurance E&S
  • Commercial E&S
Safeco / Stillwater
Earthquake Insurance
  • California Earthquake Authority (CEA)
  • Standalone earthquake policies
  • DIC earthquake coverage
Berkshire / Safeco / Stillwater
Umbrella Insurance
  • Personal & commercial umbrella
  • Extends liability limits
  • Ideal for landlords & high-net-worth
Safeco
Watercraft & Recreational
  • Boats, RVs, Travel Trailers
  • ATVs, Off-Road, Motorcycles
  • Classic Cars
Our Team

Licensed Agents Who Know Their Stuff

California-licensed professionals based in Brea, Orange County. Real people, real answers — serving all of Southern California.

OS

Oliver Sons Sanchez

Founder & Principal Agent
📋 CA License #4435605 📞 (714) 862-2692 📍 Brea, CA
JM

Joe Medina

Founder & Licensed Agent
📋 CA License #4500471 📞 (714) 519-4090 📍 Whittier, CA
Get Started

Ready to Get Covered?

Choose the option that works for you. We'll take it from there.

Free Consultation

Schedule time with a licensed agent to talk through your coverage needs and get personalized recommendations.

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Homeowners Quote

Get a quick homeowners insurance quote. We'll compare options across our carriers and find the best fit.

Get Quote

Commercial Application

Need business insurance? Start with our commercial application and we'll get back to you within one business day.

Apply Now

Partner With Us

Real estate agents, lenders, and business owners — let's build something together. Inquire about a referral partnership.

Let's Talk
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